![]() I stress to young couples: do not bring children into this world without a minimum of $1 million of life insurance. All for a lack of sufficient life insurance. My father had a PhD in psychology and was super smart, but he never got around to planning. He thought he’d live forever instead, he died of a massive heart attack at the age of fifty, leaving his wife and children destitute. In reality, not only did I lose my father when I was eleven, I also lost my mother because, after being a ‘stay at home mom,’ she had to return to work to put food on the table.
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